Chapter 13

Why Should I Hire an Attorney in Pataskala Ohio to Handle my Chapter 13 Bankruptcy?

  • Stop Garnishments
  • Stop Repossession of Property
  • Stop Foreclosure
  • Stop Wage Attachments
  • Stop Collection Actions
  • End Lawsuits
  • Get Your Utilities Turned Back On

Facing the uncertainty of filing a Chapter 13 bankruptcy is stressful in any situation. People who do not understand the law, and may not know what to expect, could delay the process and cause more financial problems. Anyone who is considering filing for Chapter 13 bankruptcy should hire an attorney.

Correctly Completing Court Documents

Any time a state or federal court system is involved, there is paperwork that needs to be completed and filed correctly. When filing a Chapter 13 bankruptcy, the applicant needs to not only list all creditors and amounts of money owed, they also need to list all assets. Chapter 13 bankruptcy is a little different from Chapter 7 bankruptcy because it allows the debtor to pay back some of the creditors. Since this type of bankruptcy requires a well-designed payment plan, an attorney is the best person to prepare this document. In addition all schedules and forms must be filed within a certain time frame. If the documents are not completed, the case could be dismissed. A Chapter 13 bankruptcy requires organization and time management. An experienced Chapter 13 attorney in Pataskala Ohio will be able to make the stressful process go smoothly and quickly.

No Longer Deal with Harassing Creditors

Often people become stressed when creditors are constantly calling trying to collect on a debt. When an attorney is involved in filing a Chapter 13 bankruptcy, the creditors are required to communicate with the attorney instead of the debtor. By following this requirement, the creditors must deal with your attorney to create an acceptable payment plan. Most creditors are less likely to try and take advantage of an attorney and it will give the debtor peace of mind.

Complete the Process in Less Time

With a court system so complex, when paperwork is not completed correctly, it will slow down the processing time. If documents have to be filed several times to correct mistakes, the bankruptcy will not be completed quickly. Since most people do not want to risk having their case dismissed by the court, it is best to contact a knowledgeable attorney to file a Chapter 13 bankruptcy.

 You may think you make too much money to file bankruptcy. Think again! Regardless of your annual income Attorney Peters can help. Call 740-927-3859 for a Free Bankruptcy Consultation now!